Fix and Flip Loans are for real estate investors who are in the business of actively locating properties to purchase at a discount, making necessary repairs and improvements and later selling the property for a profit. Our Fix & Flip Loans can provide the needed capital to make the deal work.

Since financing costs are a substantial cost component in any Fix & Flip Loan transaction we always strive to structure the lowest possible interest rates and costs for our Borrowers.

Our Interest rates range from 9% to 12% and our loan origination points range from 1 to 1 ½ Points on most loans.

We are an equity lender and look to the equity in the subject property to secure our loan, so don’t let your credit or income stand in the way of taking advantage of finding and buying a good deal and making a lot of money in today’s real estate market.

Most mortgage lenders only take into consideration the purchase price when looking to finance a Fix & Flip Transaction; we will look further into the deal to determine the current market value from which to base our company’s Hard Money Loan. In addition, we can also provide necessary funds to make needed repairs and upgrades, and can also consider the property’s ARV (After Repaired Value) when determining our final loan amount.

Our company’s LTV’s go up to 70%. If the property is purchased at a substantial discount from current market value, the need for Borrower’s funds contribution can be greatly reduced.

If substantial improvements and repairs are contemplated to be made by our Borrower a Fund Control Account might be necessary to assure that scheduled property improvements are made and that they comply with required building codes and general building standards. The service our company provides protects all the parties and assures that all work is done properly and is up to building codes.

The Loan Submission Process is short and simple:

If you have a possible Fix & Flip deal and would like our company to check out the merits of the transaction and determine the Fix & Flip Loan that we can provide, then please call one of our loan consultants, or you can fill out our Short & Simple Loan Submission for a fast response.



Some products may not be available in all states. Restrictions apply. All rights reserved. Pre-qualification is neither pre-approval nor a commitment to lend; you must submit additional information for review and approval. Approval may be subject to rate increases, satisfactory title and appraisal review, and no change in financial condition.

*Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid while considering to your current situation.