The Electronic Signatures in Global and National Commerce Act (“E-Sign”) requires that our Applicants/Borrowers consent before we can electronically transfer certain Mortgage Loan Disclosure documents which is required by Federal and State laws to E-Mail to our Applicants/Borrowers as part of our company’s Online Mortgage Application Process.
In order to continue with a Loan Application from an Applicant/Borrower, we must have our Applicant/Borrower’s consent to receive our company’s Mortgage Loan Disclosures electronically. Our Applicant/Borrower’s consent will apply to the initial mortgage loan application and if applicable to “Other” future mortgage loan applications.
If for some reason an Applicant/Borrower does NOT agree to the E-Sign Consent, then we will not be able to continue with our company’s Online Mortgage Application Process, however we could still assist our Applicant/Borrower in person or over the telephone at 818-266-8848
Paper Delivery of Disclosures and Notices
All Applicants/Borrowers have the right to receive a paper copy of all required Mortgage Loan Disclosures. To request a paper copy at no charge, please complete one of the following:
- Send an E-Mail message to us with your Name and Mailing address to email@example.com
phone 818-266-8848, 818-422-9253
- Write to us with your Name and Mailing address to Hard Money Brokers17715 Chatsworth st, Granada Hills, California 91344
Please be sure to state that a paper copy of the above new account Mortgage Loan Disclosures is being requested.
System Requirements to Access Information
E-Sign Consent – To receive an electronic copy of the above disclosures, an Applicant/Borrower must have the following:
A personal computer or other device that is capable of accessing the internet. Access to this web page verifies that the system/device meets these requirements.
An E-Mail address is required to communicate with Applicants/Borrowers electronically regarding any account. It is the Applicant/Borrower’s responsibility to update us with any changes to a prior provided E-Mail address. All Applicants/Borrowers may update their E-Mail address with us in the same manner listed above to request a paper copy of the disclosures.
An internet web browser which is capable of supporting 128-bit SSL encrypted communications such as Microsoft Internet Explorer, Firefox, Safari, Chrome, Netscape, or equivalent software and communications access to the Internet. An Applicant/Borrower’s access to this web page verifies that the browser and encryption software/device meet these requirements.
An Applicant/Borrower must have software that permits the receipt of Portable Document Format (PDF) files, such as Adobe Acrobat Reader® or another PDF Viewer. An Applicant/Borrower can download Adobe Acrobat Reader® at no charge from Adobe’s website. E-Sign Consent.