RESIDENTIAL HARD MONEY LOANS
Residential Hard Money Loans – Our company arranges Private Equity/Hard Money Loans funded by Private Investors and Pension Funds to Borrowers that are not able to obtain traditional bank financing, due to a Borrower’s credit or income not fitting in the box for the approval standards of the Big Banks or other large institutional lenders.
Our company’s lending standards are so much different than what is employed by traditional funding sources, such as Fannie Mae and Freddie Mac. Our Borrowers won’t spend months with us trying to get financing. We let our Borrowers know right away what we can do, and when we can do it.
We’re aware that the process of applying for a Hard Money Loan can be a stressful experience.
We don’t put our Borrowers through weeks and weeks of investigation into their credit histories, credit payment records, and then calling numerous times about credit items we have discovered on the credit report, and how it might prevent our Borrowers from getting the mortgage loan they need.
We also don’t make Borrowers jump through hoops searching for tax returns and associated documentation to prove their income.
We make it as easy as possible for Borrowers to get a home equity loan in California. We base our mortgage loans on the equity Borrowers have in their properties, so Borrowers won’t have the same bad experience they’ve had in the past with institutional lenders.
We always try to make the mortgage process as easy and pleasant as possible.